The Rise of Instant Gratification
Wednesday, July 30, 2025
7 Ways to Invest in Yourself to Grow Personally and Professionally
Wednesday, July 2, 2025
However, financial challenges can make self-investment difficult, especially when many education, training, or career development programs come with significant costs. Indeed, many Filipinos struggle to allocate funds for personal growth due to daily expenses and other financial responsibilities. If you’re on the same boat, one solution would be to explore easy loans that offer flexible repayment terms, allowing you to invest in courses or certifications without straining your budget.
To ensure that your investment in self-improvement pays off, here are some strategies to make your growth journey more impactful and rewarding.
7 Things You Can Do to Manage Your Family Budget Together
Friday, June 27, 2025
That said, it may not always be easy to get the whole family on board. Kids typically do not understand the importance of cutting back on expenses, and even adults can have different spending priorities. It’s important to set clear goals, encourage open communication, and find ways to make financial management a team effort so that you can create a healthier relationship with money as a family. To that end, here are some practical ways to make managing your family budget a shared responsibility:
Family Finance 101: A Practical Budgeting Template for Busy Parents
Saturday, May 17, 2025
That’s why I created this Family Finance Template: a realistic, no-nonsense budgeting system designed to help busy families stay organized, reduce financial stress, and start saving for the future.
Whether you're a single parent living on one income or part of a dual-income household with unpredictable expenses, this template can be tailored to fit your unique situation.
10 Smart Ways to Grocery Shop on a Budget Without Sacrificing Healthy Meals for Your Family
Thursday, March 6, 2025
Labels:
budget,
emeals,
health,
save money,
saving money,
savings,
weekly savings
5 Reasons to Use Your Credit Card for Online Holiday Shopping
Tuesday, January 28, 2025
With online holiday shopping, consumers can enjoy the ease of exploring and purchasing gifts from the comfort of their homes. It also provides shoppers the ability to compare prices across multiple retailers, allowing them to find the best deals without the stress of weaving through crowds. However, even with all these perks of shopping online, your experience can be ruined if you use an inefficient payment method. A slow or unreliable payment option can lead to delays in completing your purchase. Worse yet, it can leave you vulnerable to fraud, as some options may lack security features needed to protect your personal and financial information. The last thing you want during the holidays is to deal with the stress of payment issues when you’re already juggling shopping lists and tight schedules.
So, to ensure peace of mind, paying with a credit card when you’re shopping online is a good idea. Here are reasons why using a credit card for your online holiday purchases is one of the best decisions you can make this season.
Labels:
credit,
credit card,
finances,
make money,
save money,
saving money,
savings,
shopping
How to Find an Apartment as a College Student on a Tight Budget
Wednesday, September 4, 2024
With tuition fees, student loans, and everyday expenses piling up, finding an apartment that fits your financial constraints requires careful consideration and resourcefulness. Fortunately, there are practical strategies you can employ to make the process smoother and more manageable.
Continue reading to discover how you can find an apartment that suits your needs without breaking the bank.
6 Smart Savings Strategies for Every Stage of Family Life
Thursday, February 8, 2024
That said, many of us are aware of the struggles of obtaining money—it’s a lived experience, after all. While some may be lucky to have a loved one providing a roof over their heads and food in their stomach, not everyone will be as lucky.
If financial hardship is something you face daily, you should strive to employ strategies that can help you stay on top of your finances. An emergency can set you back hundreds if not thousands of dollars, leaving you reeling in debt for months onward.
One of the best ways you can prevent this financial pitfall is by putting a chunk of your money away for savings. As simple as it sounds, saving your money is an essential habit to do if you want to stay afloat in today’s economy.
Need some tips on how to save smartly? Without further ado, here are six tips on saving money for yourself and your family.
Escape the Debt Trap: Your Ultimate Guide to Smart Investments
Tuesday, November 7, 2023
Improve Your Home Budget with These Useful Guidelines
Friday, November 3, 2023
Maximizing Your Savings Account: Tips and Tricks
Wednesday, August 2, 2023
Beyond Energy Savings: Additional Benefits of Home Insulation
Thursday, July 6, 2023
By understanding the full spectrum of advantages, you can make an informed decision about investing in quality insulation for your home. Let's discuss how insulation can enhance comfort, improve indoor air quality, reduce noise, and even contribute to a healthier environment.
How to SAVE Over $100 on Your Cable or Satellite Bill
Thursday, July 22, 2021
Looking to learn HOW to lower your cable or satellite bill? Then this post is for YOU! With the inflation of our grocery bills and the crazy market, I thought I would update this post with EVEN MORE streaming options available for ways to save big!
We bought a new house back at the end of August 2016. We have a bigger home that comes with a larger mortgage payment. So we were going through our bills and thinking of what we could get rid of. We routinely do this anyway. We decided to not only drop our gym member ship (that we hadn't used in months) as well as drop satellite. So I know what you are thinking: You just made the switch to cable, but nope we completely pulled the plug and now we are saving more than $100 a month on television.
***This post was originally written in 2016, but I thought I would update it with what we are using now, new pricing, etc.***
We were criticized by our family when we first decided to do it. "How are you going to watch the Olympics?" "How are you going to watch 'A Christmas Story' all day on Christmas?" Serious questions, y'all. And at first, we hadn't worked out all the kinks yet. My husband did a lot of research and now I want to share all of our tips and tricks to help you save over $100 by breaking up with cable/satellite for good!
Labels:
frugal living,
Netflix,
save money,
saving money,
savings,
Tv,
weekly savings
Shop Online Smarter with Wikibuy
Thursday, March 22, 2018
This post is a sponsored conversation brought to you by Wikibuy. All opinions are my own.
I love shopping online for almost everything we buy. But it is important to get the best deal. Even when I'm actually in store I am searching for a coupon code or the best deal available. But honestly? It can get exhausting. That's why I love the idea of Wikibuy.
So what is Wikibuy? Wikibuy is a new browser extension that gives users a platform to know the best price of the products they search online. You just need to install a free browser extension for Chrome, and that’s it. For all these information, they don’t require any extra time or extra efforts. As soon as one Wikibuyer finds a better price or a working coupon code, the other 2,167,058 Wikibuyers (with the browser extension installed) know about it, automatically.
Save on Game Day Favorites for Your Tailgating Needs
Saturday, January 20, 2018
This is a sponsored conversation written by me on behalf of Game Day Favorites Available at Publix. The opinions and text are mine.
If your family and friends are anything like mine, then football season is a time where you all come together and enjoy the game, each other's company, and yummy foods! I have quite a few go-to tailgating recipes, but if they are easy then that's the one for me! Publix is one of my favorite places to shop for game day events, especially starting January 20th because they’re running an awesome promotion that will help you stock up for all of your tailgating needs.
We like to invite friends and family over to our house for game day. Usually we set the game up outside in the garage so it is more like a "tailgate," and everyone brings a dish or drink of choice, and then sometimes they'll even throw the football around. I love the social part of tailgating more than watching the actual games. We all get together so the kids can play as well.
Save on Family Travel with ibotta
Sunday, January 14, 2018
If you are anything like my family, then you are already planning you yearly trips. We take our annual Panama City Beach, FL trip during Fall Break, but by planning everything out at the beginning of the year we can save MORE while doing it.
I love checking out any and all offers I can to try and find a deal for our family traveling adventures. Last year, we headed to Chattanooga and saw Ruby Falls and Rock City during Spring Break with some deals we found. Every thing was planned so last minute, so we KNOW we could have saved more if we had just planned a little bit better.
ibotta can help with your traveling needs from rooms to suitcases right now from 1/15 to 1/21 on the app! New users can also earn a $10 bonus for trying out the app! Check out these great offers that will be available on the app starting tomorrow:
Labels:
family travel,
frugal living,
ibotta,
saving money,
savings,
travel,
travel blogger
How to Save Money (When You're Not a Saver)
Monday, August 28, 2017
If you have been following my blog or following me on social media, then you know that I hate paying retail. This comes from a time when money was very tight because we went from two incomes to one PLUS an extra mouth to feed. I use to coupon like crazy and even watched my friend's daughter for a little extra pocket change just so we could make ends meat. Times were tight, especially around the holidays.
We weren't the kind of people that felt the need to go over board on gifts for our own child because she does have a lot of people in our family and close friends that will do that for us, but we also have quite a few nieces plus my own daughter and one of my nieces has a birthday in December. Plus with all the dinners we had to go to and bring a dish, little costs always seem to add up. But I have found little ways to save money that really helps in the long run whether you are saving for a special trip or a holiday.
Stock Up for Baby with Diapers.com Coupon Codes
Saturday, September 10, 2016
As an avid couponer and money saving fanatic, I am always on the prowl for a good deal. My sister-in-law had her third baby a little over a week ago and saving money on all things baby is a top priority.
Diapers.com is an online baby store that carries a wide assortment of diapers, wipes and formula. But that is not all this online store offers. This baby store also provides clothing, baby gear and other necessities parents need to care for their little ones. One of the advantages of using an online baby store, you don't have to leave home so you can save gas and mileage right there! There are also a ton of coupon codes from diapers.com for various baby products.
Labels:
coupon codes,
coupons,
discount,
saving money,
saving money on baby,
savings
Save Money on Gifts with Groupon Goods
Tuesday, August 23, 2016
This is a sponsored post. All opinions are my own.
I love saving money and hate paying retail. I have all my handy frugal apps right on my smart phone, so I never miss a deal. I know I have already mentioned how much I love the Groupon app. Groupon is a deal-of-the-day recommendation service saving you 40% to 60% off retail if you purchase that product or service.
Recently my husband and I have been obsessed with the Groupon Goods! We have bought so many things for our new house as well some pretty awesome birthday and Christmas presents.
My daughter was born just a few weeks before Christmas, so making sure she has a great birthday while not spending a lot is essential. Groupon lets me save on services like bouncy castles and goods which include electronics, jewelry, clothes, and more.
Some of my favorite gift ideas right now on Groupon include:
My daughter was born just a few weeks before Christmas, so making sure she has a great birthday while not spending a lot is essential. Groupon lets me save on services like bouncy castles and goods which include electronics, jewelry, clothes, and more.
Some of my favorite gift ideas right now on Groupon include:
Handy Apps for Frugal Moms
Tuesday, January 19, 2016


This post contains affiliate links, but these are all apps I use myself. This post was originally published in 2012 and I have updated because many of these apps I sill use today!
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