Maximizing Your Savings Account: Tips and Tricks

Having a healthy savings account is an important part of financial security and can help you meet long-term goals, such as taking a family vacation or buying a home. However, it's all too tempting to keep your hard-earned cash in the back pocket–literally or figuratively speaking–and not maximize its potential. With careful planning and fiscal discipline, there are steps you can take to build up your nest egg and make sure those dreams become reality. In this blog post, we'll be exploring how to create smart savings strategies, budget wisely while aiming for financial freedom, and discover ways to increase interest income off of what's sitting in your bank account. Don't wait for another second – let’s get started!

Savings Account: Tips and Tricks

Three Ways Parents Can Save Money for Their Future

Becoming a parent is one of the most satisfying things anyone can do. Bringing a new life into this world, nurturing, and setting it up for success down the road is extremely fulfilling. However, it's also immensely stressful, time-consuming, and expensive. In fact, did you know that babies can cost $15,000 to $20,000 for their first year alone? As wonderful as being a parent is, you must think about your own future and livelihood as well. There's no better way to prepare for the future than by saving money starting now. With enough money in the bank, you'll be able to enjoy your golden years once it's time to retire. In this article, we'll be listing off ways parents can save money for their future.

Three Ways Parents Can Save Money for Their Future

Stop Getting Ripped Off: Unveiling the Secrets to Lowering Your Energy Rates

Are you fed up with receiving outrageously high energy bills every month? Do you feel like your earnings are being wasted just to keep the lights on in your home or business? If so, you need to get informed about the secrets that can help lower your energy rates. This blog post will unravel the mystery of what goes into determining how much money you pay for electricity and provide actionable steps that empower consumers to take charge of their energy bills. Learn from experts who have cracked this code and save money today!

Stop Getting Ripped Off: Unveiling the Secrets to Lowering Your Energy Rates

How to Sell Your Car Fast and with Ease

Selling a car can be a hard task, especially if you're looking to do it quickly and effortlessly. However, with the right approach and a bit of preparation, you can significantly increase your chances of selling your car fast and at a satisfactory price. In this article, we will provide you with a step-by-step guide on how to sell your car efficiently, from gathering essential documents to effectively marketing your vehicle. By following these tips, you'll be well on your way to a successful car sale.

How to Sell Your Car Fast and with Ease

Maximizing Your Savings Account: Tips and Tricks

Saving for your future is an important component of financial responsibility. Whether it’s for a rainy day, retirement planning, or preparing to make a major purchase, having a savings account can be one of the best ways to ensure you have what you need when life throws curveballs. Everyone's financial situation is different and there are countless strategies designed to help people build their nest eggs in the most efficient way possible.



To get started on that path today, we're taking a look at some helpful tips and tricks aimed at maximizing your savings account so that the money you’re putting away now makes its biggest impact down the line!

Cutting Your Kids' Hair: Tips From the Pros

For many parents, the thought of cutting their children's hair can be fazing. After all, you want to make sure they're looking their best and that your handiwork is nothing short of professional-level quality. But don't let fear hold you back! With the right preparation and a few helpful tips from the pros, you can easily give your child a stylish new 'do without having to enlist the help of an expensive stylist or barber. In this article, we'll provide some tips from the pros for giving your kids haircuts so that you can feel confident in your ability to DIY with stellar results.

son getting haircut with electric clippers from dad

Saving Money When You Shop



We don’t need to be reminded that we’re living through a cost-of-living crisis. Many of us are finding that our money really isn’t going as far these days, with the price of accommodation, food, energy, fuel and pretty much every other essential going through the roof. We’re having to cut back and save wherever we can. But this doesn’t mean that you aren’t going to buy anything at all. Life goes on and many of us will find ourselves picking bits and pieces up with what disposable income we have available to us. What’s important to remember when you do spend, however, is that there are always ways to save. Here are a few suggestions that can help you to save money when you shop.

4 Ways to Extend the Life of Your Water Heater

A lot of work goes into keeping a home running like a well-oiled machine. As a homeowner, you have to work on staying a step ahead of serious repair issues. Doing this can help you lower repair costs and improve your quality of life. For most people, getting up and jumping into a hot shower is something they do daily.




A functional water heater is one of the main things you need to make your morning shower enjoyable. Failing to provide your water heater with the maintenance and care it needs can be disastrous. If you want to extend the life of your water heater, consider the great tips in this article.

Easy Side Hustles to Make Extra Cash Fast

 


This is a list of easy side hustles to make extra money. This isn't the list that includes starting your own blog because that takes a lot of work (without getting paid) and dedication. This isn't the one where you start selling on Etsy or Amazon because, again, those both take a lot of work and a certain skill set. Or being a lyft/uber/doordash driver because those require you owning your own car. This is a list of EASY side hustles to make extra income and we could all use some extra money right now with inflation through the roof. Let me know in the comments if you have a side hustle or something you have ever done to make some last-minute money.

Are You Wasting Money at Home? Here’s What to Consider



It is always a good idea to save money in the home where you can. However, have you taken the time to identify those aspects of housekeeping where you waste money the most? In many cases, food is one of those areas, and according to Futurity, US households waste $1,866 worth of food annually. Below are other things that could be digging a hole through your pocket.

10 Ways to Manage a Budget and Lower Your Monthly Bills

Is your new year resolution to learn how to manage your budget and lower your monthly bills as well? My husband and I worked really hard to get ourselves out of debt when we were making barely minimum wage and I am so proud of the progress we have made. It is hard working, but so rewarding. I have compiled a list of simple solutions to help you towards your money goals. 


10 Ways to Manage a Budget and Lower Your Monthly Bills


How to SAVE Over $100 on Your Cable or Satellite Bill


We bought a new house back at the end of August 2016. We have a bigger home that comes with a larger mortgage payment. So we were going through our bills and thinking of what we could get rid of. We routinely do this anyway. We decided to not only drop our gym member ship (that we hadn't used in months) as well as drop satellite. So I know what you are thinking: You just made the switch to cable, but nope we completely pulled the plug and now we are saving more than $100 a month on television.

***This post was originally written in 2016, but I thought I would update it with what we are using now, new pricing, etc.***

How to SAVE Over $100 on Your Cable or Satellite Bill

We were criticized by our family when we first decided to do it. "How are you going to watch the Olympics?" "How are you going to watch 'A Christmas Story' all day on Christmas?" Serious questions, y'all. And at first we hadn't worked out all the kinks yet. My husband did a lot of research and now I want to share all of our tips and tricks to help you save over $100 by breaking up with cable/satellite for good!

Household Appliance Repair Made Easy with Sears PartsDirect

This is a sponsored post. All opinions are my own. #SPDpartner

There comes a time in the life of your appliance when it isn't running the way it is supposed to anymore. Whether it is your dryer, fridge, or dishwasher, you can probably find a way to fix it yourself! Before you pick up the phone to spend a ton of money to hire someone to fix your home appliances, you should check out some tutorials available online because household appliance repair is made easy since you can order your parts directly from Sears PartsDirect. And sometimes it's as simple as something coming unplugged or a switch needing to be turned on. Ordering parts online and fixing the appliances yourself is a great way to reduce new home maintenance costs as well.


Household Appliance Repair Made Easy with Sears PartsDirect


Here is a list of common household appliance problems that you can fix yourself so you can save money:

5 Creative Ways to Save Money Each Month

Whether you are struggling to pay all your bills, want more money for life’s little luxuries, or are determined to set up a rainy day fund, it is always a good idea to look for new ways to save money each month. 


5 Creative Ways to Save Money Each Month



Fortunately, if you have already tried all the usual suspects such as switching energy suppliers, canceling your gym membership, and creating a meal plan, you will be pleased to hear that there are other, more creative ways to cut back. 

From changing the hours you socialize to getting your hair cuts for free, to switching from smoking to vaping, keep reading to discover five creative ways that you can save money each and every month that actually works. 

You will be surprised at how quickly all the small savings add up!

Money Management & Spending Tips for Parents

If you’re a parent and you feel like you’re spending more money than you should be spending, it’s a good idea to take a fresh look at your approach to money management. There are so many ways to spend less and spend better so that you never end up short changing yourself.




As a parent, you’ll know how expensive life can be, so why make it even more so? We’re going to talk about some of the things you can start doing in order to spend less and manage your money better as a parent, so keep reading to learn more about that.

Reasons And Ways To Start Saving And Shopping For Christmas 2020 Now

The festivities of Christmas 2019 may have just finished, however it is important to remember that looking already at Christmas 2020 could be a very profitable and sensible thing to do. If you have children, it can be very important to get ahead of the game and look at good sales and look at lots of other things that can be purchased in advance that can really cause a problem to your wallet. Undoubtedly Christmas is expensive. The average person spends around $650 per Christmas, which for some people is a monthly wage or half of their monthly wage. Having extra disposable money is not a privilege everyone has and so shopping thriftily, looking at sales, working out a plan for the coming year and getting ahead of the game can really be a game changer and take the pressure of the coming Christmas. If you have a lot of people to buy for, the pennies can easily add up; however, Christmas is not just the price of gifts and Christmas cards. It is also a multitude of other things, from Christmas clothes, Christmas decorations, Christmas tree, food and so much more. Although it is a time for giving and celebrating, the statistics for people getting into debt around Christmas time are shocking and racking up bills on your credit cards that you can’t afford to repay, will do nothing for your credit rating and your financial status.


How To Transform Your Home Into A Sustainable Environment

Taking care of the environment is something that everyone needs to do. There is only one planet that people can live on, and it’s paramount that it is properly taken care of. This isn’t only for your sake, but for the benefit of future generations as well.


So, what can you do to live a more sustainable life and reduce your carbon footprint?

The steps you take to achieving this don’t need to turn your life upside down, and in fact, many of them are very easy habits you can adopt. It only makes sense that you should start with improving your home to be an eco-friendlier space.

Here is a detailed overview of how you can transform your home space into a sustainable environment for you and your loved ones.

How to Save Money on Prescriptions

This post is sponsored by ScriptSave® WellRx. All opinions are my own.


As a frugal mom, one of the questions that I get asked is how do you save on medical expenses. We all know that insurance can only take us so far and we are very fortunate to have a health savings account that helps us save for any type of medical expense, but if I can save money on prescriptions where I normally wouldn't get a discount then of course I am going to take it!


ScriptSave® WellRX is a great service that helps you do just that! All you have to do is take their free discount card or mobile app with you to your pharmacy and use it to get a discount when you fill your prescriptions!

Cheap Holiday Décor Ideas

This is a sponsored post with Dollar Tree where Everything's $1 and you can find Cheap Holiday Décor. This post also contains affiliate links and I will be compensated if you make a purchase after clicking on my links.


I have always been a frugal person. I love to do it my self when I can, I like to save old stuff and re-purpose it, and one of my favorite places to shop for Cheap Holiday Decorations is definitely Dollar Tree. Besides having a variety of stuff to choose for only $1, they also have a ton of other great stuff like stocking stuffers, back to school products, etc. I have put together a great list of DIY Holiday décor that you can make with stuff you can easily find at Dollar Tree.

Save on Family Travel with ibotta

If you are anything like my family, then you are already planning you yearly trips. We take our annual Panama City Beach, FL trip during Fall Break, but by planning everything out at the beginning of the year we can save MORE while doing it.


I love checking out any and all offers I can to try and find a deal for our family traveling adventures. Last year, we headed to Chattanooga and saw Ruby Falls and Rock City during Spring Break with some deals we found. Every thing was planned so last minute, so we KNOW we could have saved more if we had just planned a little bit better.

ibotta can help with your traveling needs from rooms to suitcases right now from 1/15 to 1/21 on the app! New users can also earn a $10 bonus for trying out the app! Check out these great offers that will be available on the app starting tomorrow: