Nanny to Mommy: make money

Calculating the True Cost of Debt

Tuesday, September 23, 2025

When most people think about the cost of debt, they look at the interest rate printed on their loan agreement. While that number matters, it only scratches the surface. Debt has hidden layers of cost and benefit that aren’t obvious at first glance. Just like someone considering debt consolidation in Virginia to simplify payments, it’s worth digging deeper into how debt really affects your finances. Once you know the true cost, you can make smarter decisions about borrowing, repayment, and long-term planning.

How to Make Money When You Don’t Have a Permanent Address

Thursday, August 28, 2025

Recently, my sister experienced homelessness. She had reached a really low point in her life and needed help. Thankfully, she was able to get into rehab, but it wasn’t simple. One of the biggest hurdles wasn’t just finding stability in housing or recovery, it was navigating financial survival without a permanent address.

How to Make Money When You Don’t Have a Permanent Address

Simple things like getting food stamps or health insurance became nearly impossible because the applications required proof of residency. Rehab helped her apply for SNAP (food stamps) and eventually get very low-rate insurance through Georgia Access, but it took extra steps and advocates to guide her through. Watching her walk through that process opened my eyes to how difficult it is for families, individuals, and even veterans who don’t have a permanent place to live.

If you’ve ever wondered how to make money without a permanent address, or why it’s so hard to qualify for assistance in these situations, this post will walk through some options, challenges, and real-life realities.

Family First, Finances Second? Here's How to Do Both Without Losing Your Mind

Tuesday, March 18, 2025

Balancing family life and financial stability is one of the greatest challenges modern parents face. It can feel like you’re constantly pulled in two directions—trying to be fully present for your family while also keeping your finances in order. But achieving both is not only possible—it’s entirely within reach with the right mindset and strategies.

Family First, Finances Second? Here's How to Do Both Without Losing Your Mind

This isn’t about perfection. It’s about clarity, structure, and building a life that reflects your priorities without sacrificing your peace of mind.

Easiest, Fastest, Cheapest Way to Make Passive Income

Tuesday, February 25, 2025

If you're looking to start making passive income, you’ve probably already realized there are many options out there. Some may sound complex, others expensive, or even downright time-consuming. But don’t worry, there are plenty of ways to build passive income streams that are both cost-effective and beginner-friendly. Whether you're looking for a quick way to earn, a long-term investment, or something that can generate income with minimal upkeep, this guide will help you navigate some of the easiest, fastest, and cheapest ways to start earning passive income.

Easiest, Fastest, Cheapest Way to Make Passive Income

12 Effective Money-Saving Tips for Parents Navigating Inflation

Monday, February 24, 2025

Rising prices can make it feel like your family’s budget is stretching thinner every month. But don't worry! With the right financial strategies, you can still provide for your family’s needs while cutting costs. In fact, small changes in your everyday routine can lead to significant savings over time. From simple DIY solutions to smarter shopping habits, here are 12 practical tips that will help you stretch your family’s budget and navigate inflation with confidence.

12 Effective Money-Saving Tips for Parents Navigating Inflation

Mom-Proof Your Finances: How Supplemental Insurance Protects Your Family from the Unexpected

Thursday, February 13, 2025

Life as a mom is full of surprises—some exciting, like your child’s first steps, and others stressful, like an unexpected trip to the emergency room. While you can’t predict every twist and turn, you can prepare for them financially. That’s where supplemental insurance comes in. For moms and families, this extra layer of protection can be a game-changer when it comes to managing medical expenses, lost wages, and other unforeseen costs.

Mom-Proof Your Finances: How Supplemental Insurance Protects Your Family from the Unexpected

5 Reasons to Use Your Credit Card for Online Holiday Shopping

Tuesday, January 28, 2025

The holiday season comes with the usual rush of finding the perfect gifts for family and friends. During this time of the year, people would flood malls and shopping centers, battling long lines to make a holiday purchase. Fortunately, due to the rise of e-commerce, online shopping has quickly become a viable solution to combat the so-called Christmas rush.

5 Reasons to Use Your Credit Card for Online Holiday Shopping

With online holiday shopping, consumers can enjoy the ease of exploring and purchasing gifts from the comfort of their homes. It also provides shoppers the ability to compare prices across multiple retailers, allowing them to find the best deals without the stress of weaving through crowds. However, even with all these perks of shopping online, your experience can be ruined if you use an inefficient payment method. A slow or unreliable payment option can lead to delays in completing your purchase. Worse yet, it can leave you vulnerable to fraud, as some options may lack security features needed to protect your personal and financial information. The last thing you want during the holidays is to deal with the stress of payment issues when you’re already juggling shopping lists and tight schedules.

So, to ensure peace of mind, paying with a credit card when you’re shopping online is a good idea. Here are reasons why using a credit card for your online holiday purchases is one of the best decisions you can make this season.

Home vs Car: Which Family Upgrade Should Come First

Friday, September 13, 2024

Families face numerous financial decisions, many involving huge expenses directly affecting their quality of life. Among all the spending categories, a few stand out as especially important for ensuring a comfortable and functional lifestyle.

Two significant investments that most families face are their home and car. Both are essential in different ways: homes provide a safe and secure living environment, while cars are crucial for transportation, especially for commuting or running errands.

How Life Insurance Complements Your Financial Plan

Sunday, August 25, 2024

In the labyrinth of financial planning, life insurance often plays an understated yet vital role. Whether you're a novice just dipping your toes into the sea of financial management or a seasoned pro with diversified assets, integrating life insurance can offer unparalleled benefits. This blog post aims to shed light on how life insurance complements your financial plan, providing a safety net for your loved ones and peace of mind for yourself.

How Life Insurance Complements Your Financial Plan

9 Must-Know Budget Hacks For Student Apartments

Thursday, May 23, 2024

Being a student who moves out of their home and leads an independent life in an apartment is a memorable transition in their young adult experience. This budding beginning is as exciting as it gets, but there are also hurdles that go along with it—tight budget being one of them. Suddenly, they become the best accountants, taking note of all their expenditures.

9 Must-Know Budget Hacks For Student Apartments

If you're planning to live in a student apartment, it won’t hurt to be aware of some budget hacks to conserve your finite finances and stretch your dollars without sacrificing your quality of life.

What Can You Use as Collateral for a Secured Personal Loan

Monday, April 8, 2024

Property, vehicles, bonds, stock, jewelry, boats, fine art, collectables, antiques, paychecks, life insurance policies, savings in certificate deposit accounts, and savings accounts are some of the many assets that can be used as collateral to secure a loan. Almost any personal property of value can be used as collateral and borrowers would need to sign off on them when applying for a secured personal loan. If the borrower defaults on the loan, the lender will seize the collateral as a form of payment. Before you take out any secured personal loan, it’s important to understand what exactly you are signing up for and what kind of things you can pledge as collateral.

What Can You Use as Collateral for a Secured Personal Loan

Financial Planning 101: Assessing Your Needs and Goals for Life Insurance Coverage

Thursday, February 29, 2024

Insurance is a topic that might not be the most glamorous, but trust me, it's crucial when it comes to securing your financial future and protecting your loved ones. It's important to know how to compare life insurance policies and what's going to be right for you.

The Power of Online Shopping: How It Can Save You Time and Money

Tuesday, January 16, 2024

The world of online shopping has revolutionized the way we shop, and it continues to grow in popularity year after year. In today's fast-paced society, time is a precious commodity, and convenience is key. That's why more and more people are turning to online shopping as their go-to method for purchasing goods and services. Not only does it offer unparalleled convenience, but it also has the potential to save you both time and money. In this blog post, we'll explore the benefits of online shopping and how it enhances your overall experience while saving you money.

The Power of Online Shopping: How It Can Save You Time and Money

Timeshare Phone Scams: Learn How to Recognize One

Wednesday, December 27, 2023

Timeshare phone scams have emerged as a pervasive threat, preying on individuals seeking convenient vacation accommodations through deceptive means. Understanding the intricate tactics employed by these scammers during phone calls is pivotal in safeguarding oneself against falling prey to their deceitful schemes.

Timeshare Phone Scams: Learn How To Recognize One

5 Money-Saving Tips for Frugal Moms

Thursday, December 21, 2023

It’s no secret that raising kids can be expensive. From diapers and formula to sports equipment and college tuition, costs add up quickly. As a mom, you want to provide everything your kids need without breaking the bank. The good news is there are lots of ways to save money while still giving your children a great childhood. Follow these five essential tips to become a more frugal mom.

Maximizing Your Savings Account: Tips and Tricks

Wednesday, August 2, 2023

Having a healthy savings account is an important part of financial security and can help you meet long-term goals, such as taking a family vacation or buying a home. However, it's all too tempting to keep your hard-earned cash in the back pocket–literally or figuratively speaking–and not maximize its potential. With careful planning and fiscal discipline, there are steps you can take to build up your nest egg and make sure those dreams become reality. In this blog post, we'll be exploring how to create smart savings strategies, budget wisely while aiming for financial freedom, and discover ways to increase interest income off of what's sitting in your bank account. Don't wait for another second – let’s get started!

How to Sell Your Car Fast and with Ease

Tuesday, June 6, 2023

Selling a car can be a hard task, especially if you're looking to do it quickly and effortlessly. However, with the right approach and a bit of preparation, you can significantly increase your chances of selling your car fast and at a satisfactory price. In this article, we will provide you with a step-by-step guide on how to sell your car efficiently, from gathering essential documents to effectively marketing your vehicle. By following these tips, you'll be well on your way to a successful car sale.

The Ultimate Lifesaver: How Short-Term Cash Solutions Can Bail You Out

Tuesday, May 30, 2023

Life is unpredictable, and unexpected financial emergencies can catch us off guard. Whether it's a sudden medical bill, car repair, or an unforeseen expense, finding yourself short on cash can be stressful. In such situations, short-term cash solutions can provide the much-needed lifeline to help you navigate through these challenges. In this blog post, we will explore the concept of short-term cash solutions, their advantages, and how they can bail you out when you're in a financial pinch. Understanding these options can empower you to make informed decisions and weather financial storms with greater ease.

The Ultimate Lifesaver: How Short-Term Cash Solutions Can Bail You Out

Growth Equity vs. Venture Capital: What's the Difference?

Thursday, May 18, 2023

When raising capital for your business, you may come across two standard terms: growth equity and venture capital. While both involve investing in companies, the two have distinct differences. Understanding these differences is crucial for entrepreneurs seeking funding and investors looking to deploy capital. This article will explore the disparities between growth equity and venture capital and help you determine which option aligns better with your business objectives.

Growth Equity vs. Venture Capital: What's the Difference?

What Is Consolidation Loan and 6 Signs That You Need One

Wednesday, May 3, 2023

If you're staring down a mountain of debts, figuring out how to manage them all monthly can be overwhelming. However, if you've considered consolidating your loans, doing so might make the road ahead much more manageable. But what is a consolidation loan? As well as the obvious benefits to going online and filling out a consolidation loan calculator, there are many more reasons why a loan of this type would hugely benefit your life. This post will answer that question and discuss six signs that point towards needing one. Read on for all the details.

What Is Consolidation Loan and 6 Signs That You Need One

Nanny to Mommy