Nanny to Mommy

Replacing the siding on your home is a big job that can be expensive, and it can take a lot of time. But there are ways to do it on a budget, and there are ways to make it go faster. Let's take a look at six tips that will help you get the job done right, without spending too much money or wasting too much time.

There are a lot of things to think about when purchasing a family home. One of the most important is making sure you have your finances in order. Here are some top tips for ensuring you have enough money saved up for a down payment, and that you're prepared for monthly mortgage payments. Read on for advice from financial experts on how to make the process as smooth as possible!

Are you feeling anxious about the upcoming school year, dreading the thought of how you'll afford all the supplies and clothes your kids need? You're not alone. A recent survey found that 66% of parents feel stressed about paying for back-to-school expenses. But there is hope! There are plenty of ways to get your kids ready for school while on a budget. We will share some of the best tips on how to make it happen. Keep reading to learn more.

Just because you’re working with a budget doesn’t mean you can’t treat yourself every now and then. In fact, treating yourself sometimes is a good thing because it prevents you from hating the idea of saving and budgeting. For that, carefully plan a treat, make it fit into your budget, and enjoy small pleasures every month, or even every week. Try to accomplish your work goals, organize yourself and treat yourself, for you deserve it. So, if you're looking for ways to please yourself, read this article for more ideas.

It is always a good idea to save money in the home where you can. However, have you taken the time to identify those aspects of housekeeping where you waste money the most? In many cases, food is one of those areas, and according to Futurity, US households waste $1,866 worth of food annually. Below are other things that could be digging a hole through your pocket.

It can be challenging to keep up with your bills when your family is growing. Between diapers, formula, and doctors' appointments, it seems like the expenses never stop! However, with a little organization and planning, you can keep your head above water and still provide for your family. I will discuss some tips for keeping up with your bills as a growing family.

If you are the person who deals with most of the bills and spending in your household, this can be quite a big responsibility to have on your shoulders. You may feel like there is even more pressure if you are not the main earner. Creating a household budget can allow you to see what money you have at your disposal each month, and how it could be spent. By tracking each and every purchase, you may then be able to find ways to cut future costs. One of the important parts of a budget can be the money that you save, either for things your family would like, or in case unexpected payments arise. Something as simple as a medical bill could see you scraping for cash if there is none available. You may want to consider investing with an ISA, which can allow you to save a small amount of money each month, and then gain interest on these payments. Putting this into your budget means that you may be able to class it as one of your usual expenses, rather than putting off saving and deeming it as non-essential. This can also help you to get into the habit of saving money, rather than spending it all, which can make you more mindful.