Financial Planning 101: Assessing Your Needs and Goals for Life Insurance Coverage

Insurance is a topic that might not be the most glamorous, but trust me, it's crucial when it comes to securing your financial future and protecting your loved ones. It's important to know how to compare life insurance policies and what's going to be right for you.


Escape the Debt Trap: Your Ultimate Guide to Smart Investments

Debt can feel like a heavy burden, a weight that holds people back from financial freedom and their dreams. But there's a way out of the debt trap, and it's through smart investments. This comprehensive guide will explore how strategic investments can help you break free from the cycle of debt and secure a more prosperous financial future. By the end of this article, you'll have a clear understanding of how to make your money work for you and escape the debt trap once and for all.

Escape the Debt Trap: Your Ultimate Guide to Smart Investments

Three Ways Parents Can Save Money for Their Future

Becoming a parent is one of the most satisfying things anyone can do. Bringing a new life into this world, nurturing, and setting it up for success down the road is extremely fulfilling. However, it's also immensely stressful, time-consuming, and expensive. In fact, did you know that babies can cost $15,000 to $20,000 for their first year alone? As wonderful as being a parent is, you must think about your own future and livelihood as well. There's no better way to prepare for the future than by saving money starting now. With enough money in the bank, you'll be able to enjoy your golden years once it's time to retire. In this article, we'll be listing off ways parents can save money for their future.

Three Ways Parents Can Save Money for Their Future

Money Doesn't Have to Be a Hassle, You Just Need to Plan



Money does not have to be a hassle in your life. There are so many people that panic about money, and it becomes such a huge problem that they are constantly stressing over it. You don’t need to live your life this way, you just need to learn to manage your money better. In this article, we’re going to be taking a look at some of the things that you should be planning when it comes to your finances. Keep reading down below if you would like to find out more.

6 Practical Ways To Get Some Extra Money Fast

Determined to get your finances in order but don't know where to start? There are many ways to make some extra money, and this article is here to help. Check out this list of practical ways to get some extra money fast. So what are you waiting for? Start earning that extra cash today!


7 Things To Remember When Getting A Loan

We all know that taking out a loan can be a stressful process. But it doesn't have to be! Here are some things to remember when getting a loan, to help make the process as smooth and stress-free as possible.


Top Financial Advice for Purchasing a Family Home

There are a lot of things to think about when purchasing a family home. One of the most important is making sure you have your finances in order. Here are some top tips for ensuring you have enough money saved up for a down payment, and that you're prepared for monthly mortgage payments. Read on for advice from financial experts on how to make the process as smooth as possible!



How to Nail Budgeting Like a Pro: A Guide for Moms

As a mother, you know exactly how expensive raising a child is from their clothes, food, toys, and essentials. As much as you want to cut costs, those are the things that your baby needs to develop and thrive well. However, this doesn't imply that you have to break the bank. Of course, there are numerous ways you can save money while still providing for your child's needs.



How to Keep Up with Your Bills as a Growing Family

It can be challenging to keep up with your bills when your family is growing. Between diapers, formula, and doctors' appointments, it seems like the expenses never stop! However, with a little organization and planning, you can keep your head above water and still provide for your family. I will discuss some tips for keeping up with your bills as a growing family.



It’s Never Too Early to Start Planning for Retirement

You are probably occupied with taking care of your children, seeing them through college and into careers, and starting their own families. These wonderful years may come to an end with a sudden shock when parents realize that they have not planned adequately for their retirements. With there being such a variety of pension plans available, choosing the right one can be a task, you may be thinking what's the difference between an ira vs 401k plan? So, it's vital you do thorough research about the plans to find the most suitable for you. Here we take a realistic and in-depth look at issues around retirement and planning for it. For example, is the onus on adult children to support parents who have not sufficiently prepared themselves for financial independence later in life? We also explore what can be done to get your retirement savings on track, like considering retirement plan consultants.


It’s Never Too Early to Start Planning for Retirement

Teach Your Child Accountability & Financial Responsibility with Mazoola App

 I noticed since quarantine that my children were watching screens too much. Television, iPads, Nintendo Switch, all of it. My son also really needed to learn some responsibility for a couple of things that happened, but the most recent.... he broke his iPad screen. So, we set up a chore system.


Teach Your Child Accountability & Financial Responsibility with Mazoola App

I received this product for free from Moms Meet to use and post my honest opinions. This post may contain affiliate links.

This system had to be implemented and it has to be worked on every day, every week because honestly? Care tasks are hard and can stink even as an adult, but they are an important part of life. You feel better when you get ready for the day and have less clutter in your space. So here is what we started doing to help them learn to basically take care of themselves because mom and dad aren't going to be around forever.

Preparing Financially For Your New Bundle Of Joy

There’s no doubt about it; babies are expensive. If you’ve never been good with money, here are some tips to help financially prepare yourself for your new bundle of joy.


Preparing Financially For Your New Bundle Of Joy


What Should I Include in My Household Budget?

What Should I Include in My Household Budget?


If you are the person who deals with most of the bills and spending in your household, this can be quite a big responsibility to have on your shoulders. You may feel like there is even more pressure if you are not the main earner. Creating a household budget can allow you to see what money you have at your disposal each month, and how it could be spent. By tracking each and every purchase, you may then be able to find ways to cut future costs. One of the important parts of a budget can be the money that you save, either for things your family would like, or in case unexpected payments arise. Something as simple as a medical bill could see you scraping for cash if there is none available. You may want to consider investing with an ISA, which can allow you to save a small amount of money each month, and then gain interest on these payments. Putting this into your budget means that you may be able to class it as one of your usual expenses, rather than putting off saving and deeming it as non-essential. This can also help you to get into the habit of saving money, rather than spending it all, which can make you more mindful.

6 Ways to Teach Your Children to Be Financially Responsible

5 Ways to Teach Your Children to Be Financially Responsible


Learning how to manage money is so important, but it’s not something that we learn in school. This is why parents need to teach their children to be financially responsible. But how? I know that it is a scary thing to do, but follow these tips and you are ready to get started!

4 Things To Think About When Considering Debt Consolidation

Debt consolidation can be a useful tool for some people to help them to get out of debt, and regain some financial freedom. Debt consolidation works by you taking out another loan in order to pay the ones that you have currently. The idea is that you end up with one monthly payment to manage instead of several, and in some cases you will end up with a lower rate of interest. 

4 Things to Consider When Considering Debt Consolidation


Like any type of loan (even a freedom debt relief loan), taking out a debt consolidation loan warrants careful consideration.

Secured or unsecured

There are two types of loan, secured and unsecured

Your Child And Their Future: How Your Decisions Will Impact It

When it comes to thinking about the future, we can all get a little lost on it. We are all encouraged to live in the moment. Life is too short to dwell on things, be present in the day to day, that sort of thing. But the truth is, we can all agree that while that mentality is a great one to have, time moves forward at a rapid pace, and often we can find ourselves wondering where the time has gone. After all, you are probably wondering where this year has gone. Sometimes it is good to spend a little time thinking about the future, and often the decisions we make, now and in our own near futures can have an impact on our child’s future. With that in mind, here are some of the ways your decisions can impact your child and their future.



Parents...Give Stock Instead of Toys with BusyKid

This post is sponsored by BusyKid. All opinions are my own.

I don't know about your kids, but mine have enough toys. We have a playroom full and now they are starting to take over their bedrooms and this is after donating a ton! I honestly don't know how they get so many; we are just very fortunate to have a lot of people in our lives that buy for them. But I have been thinking of moving to something different this year instead of toys. What if there was a way to help them learn to invest instead of cluttering our home with more stuff they don't need?




I have been trying to teach my daughter about earning her own money. Right now in the US, only 7 states require high school students to pass a basic finance test in order to graduate. The lack of financial education in schools are the major reason young Americans aren’t prepared to invest in their futures. But 89% of parents say tying allowance to chores is good training for the real world.

Importance of Financial Planning

This is a sponsored conversation for SheSpeaks on behalf of Prudential. All opinions are my own.

The number one thing I have noticed about becoming a parent - kids aren't cheap. Even before we started to plan our family, we considered the expenses. Would I be able to stay home? Would we have to pay for day care? How much debt did we need to pay off? Then they are babies and they need a lot of stuff! Diapers, bottles, blankets, cribs, pacifiers, and the list is a mile long. When they get a little older you think that the expenses will slow down, but you have to pay for school, extracurricular activities, and shoes every month because they just keep growing.

Financial Planning for a Family

Even if your child is like mine and goes to public school, there are expenses every week that you need to pay for. What about when they get older - a safe car, cell phone, college, weddings... I am all for making my children get a job and help with their own finances, but there is only so much that a minimum job can pay for.

Making Homes Affordable

Making Home Affordable

If you are a home owner you probably worked long and hard to get where you are. Years of work and savings poured into making those 4 brick walls and roof your family refuge. A home is where important life memories are made, where family and friends can gather, and where you can enjoy a sense of safety and comfort. Your home is something that you work hard to call your own and should never be in fear of losing due to unforeseen circumstances.

Foreclosure can be a very frightful thing and RIGHT NOW THERE IS HELP!