Nanny to Mommy

The best vacations are the ones that are well-planned ahead of your departure. So, starting your 2020 travel plans now can help you save big money by finding the best rates available and booking in advance. You may also want to consider downloading a free budget template to really analyze what you can put towards your travel. And, if you think luxury and budget travel don't go hand in hand, you're in for a surprise.

Here are five tricks to planning luxury vacations that fits within your budget.

Setbacks are never pleasant, and they come in many forms. However, the only constant is that at some point in our lives, we all have to face them. Some are more unfortunate than others of course, but all in all, everyone must face setbacks.

Out of the many types of setbacks though, a medical setback is one of the worst, as it can potentially ruin multiple lives, their happiness, and even their financials. To help people prevent putting a stop to their lives due to a catastrophic medical emergency, we have a few tips, and they can be quite effective if you commit to the process.

I received this product for free from Moms Meet to use and post my honest opinions. Compensation for this post was provided and this page may contain affiliate links.

If you are like me, then you love coffee. I have only been a coffee person since I had children of my own. I honestly have no idea how I survived being a nanny without it. I actually started drinking it when I became a "working stay-at-home mom" which means I was watching my friend's little girl too and had to wake up oh so early so she could drop her off every morning.

My coffee habits have evolved now. I like the taste of coffee way more than I use to and since I enjoy it so much more than I use to, I would drink it all day every day if I could! I don't use as much creamer and definitely not as much sugar in it as I use to.

Our first single serve coffee maker served it's purpose for a little while, but it was time for an upgrade. I have been a HUGE fan of Keurig brand coffee makers since our first one we have ever owned. Each one had different features that we love. We even owned a Keurig 2.0 for a little, but the newest Keurig K-Duo Essentials is by far our favorite because it fits all of our needs while being a budget friendly option. I think I would make a great gift for the office. I also think it would be perfect for people who are like my sister-in-law and her husband. He drinks an entire pot of coffee made his way while she prefers just a cup or two made a little stronger with cream/sugar.

Deciding when to leave your teen home alone is a big decision. You want to begin this era of independence and learned responsibility to happen when everyone in the family is ready, especially the child. There are a number of benefits to leaving a teen home alone for a few hours or overnight, while there are many concerns and risks. If you think through your decision and plan with your teen, you should be able to make this transition successfully and feel assured that they’re safe on their own. Here are some factors to take into account when deciding when it is acceptable to leave your teen home alone.