Nanny to Mommy

Are you thinking about making some changes and improvements to your family home? Here are some of the possibilities that we suggest.

The festivities of Christmas 2019 may have just finished, however it is important to remember that looking already at Christmas 2020 could be a very profitable and sensible thing to do. If you have children, it can be very important to get ahead of the game and look at good sales and look at lots of other things that can be purchased in advance that can really cause a problem to your wallet. Undoubtedly Christmas is expensive. The average person spends around $650 per Christmas, which for some people is a monthly wage or half of their monthly wage. Having extra disposable money is not a privilege everyone has and so shopping thriftily, looking at sales, working out a plan for the coming year and getting ahead of the game can really be a game changer and take the pressure of the coming Christmas. If you have a lot of people to buy for, the pennies can easily add up; however, Christmas is not just the price of gifts and Christmas cards. It is also a multitude of other things, from Christmas clothes, Christmas decorations, Christmas tree, food and so much more. Although it is a time for giving and celebrating, the statistics for people getting into debt around Christmas time are shocking and racking up bills on your credit cards that you can’t afford to repay, will do nothing for your credit rating and your financial status.