Nanny to Mommy

The best vacations are the ones that are well-planned ahead of your departure. So, starting your 2020 travel plans now can help you save big money by finding the best rates available and booking in advance. You may also want to consider downloading a free budget template to really analyze what you can put towards your travel. And, if you think luxury and budget travel don't go hand in hand, you're in for a surprise.

Here are five tricks to planning luxury vacations that fits within your budget.

Setbacks are never pleasant, and they come in many forms. However, the only constant is that at some point in our lives, we all have to face them. Some are more unfortunate than others of course, but all in all, everyone must face setbacks.

Out of the many types of setbacks though, a medical setback is one of the worst, as it can potentially ruin multiple lives, their happiness, and even their financials. To help people prevent putting a stop to their lives due to a catastrophic medical emergency, we have a few tips, and they can be quite effective if you commit to the process.