Time Well Spent

A lot has changed for our family in the past two years. My husband got promoted, we got pregnant, my husband turned 30, we celebrated a decade together, went to one income (again), and introduced a new person into our family; becoming a family of four.

When we were thinking about growing our family, we decided that we needed to look at our health insurance plan and decide if it truly was the best plan for us.

Last year was the first time in a long while that we really looked at our health care options carefully. There was no choice with adding to our family, but it's something we should do each and every year because our family changes, life changes.

Those who don’t set aside time to research their insurance options may make hasty benefits decisions and end up wasting money. The 2014 Aflac Open Enrollment Survey found that the majority (90 percent) of workers are “auto-enrolling” or keeping the same benefits year after year. And, four in 10 (42 percent) workers waste up to $750 each year on mistakes with their insurance benefits. 

Officially Promoted! :D

The 2014 Aflac Open Enrollment Survey found that 41% of employees spent 15 minutes or less researching their benefit options during the 2013 open enrollment season and 24% spent five minutes or less.

To put that in perspective as a society we spend more time researching mortgage loans and new car purchases, planning vacations, shopping for new computers and deciding what televisions to buy than we do examining our benefits. That's insane. Think of all the money you are WASTING and the benefits you AREN'T taking advantage of!

I decided that my husband and I would sit down together EACH year and decide together about our health plan. We created this family together, we should decide how we take care for it together.

So my question for you: when was the last time you evaluated your health benefits?

I was selected for this opportunity as a member of Clever Girls Collective and the content and opinions expressed here are all my own.

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